All Free Money Offers
Every legitimate way to earn free money in the UK, in one place. Updated daily. Use the filters to find what's right for you.
🏦 Bank Switch Offers
Earn up to £1,100 by switching bank accounts
Barclays
Switch to a Barclays current account via the app. Sign up to Blue Rewards, request a full CASS switch with at least 2 active direct debits, and pay in £2,000 within 30 days.
Conditions (4)
- Blue Rewards signup
- 2 active direct debits
- £2,000 pay-in within 30 days
- Full CASS switch
Lloyds Bank (Club Lloyds)
Switch to a new Club Lloyds current account using CASS. The account has a £5/month fee, waived if you pay in at least £2,000/month. Not eligible if you've received a Lloyds/Halifax/BoS switch offer since Jan 2023.
Conditions (3)
- £2,000/mo pay-in to waive £5 fee
- Full CASS switch
- No Lloyds/Halifax/BoS switch since Jan 2023
TSB
Switch to a Spend and Save or Spend and Save Plus account. Earn £200 cash bonus plus up to £5 cashback/month for 6 months (£30 total) with 20+ debit payments per month.
Conditions (3)
- Spend and Save account
- Full CASS switch
- 20+ debit payments/mo for cashback bonus
First Direct
Switch to the 1st Account. Comes with a £250 interest-free overdraft and access to a 7% AER saver account. Pay in at least £1,000 within 45 days.
Conditions (2)
- £1,000 pay-in within 45 days
- Full CASS switch within 45 days
Nationwide
Switch to a FlexDirect, FlexAccount, or FlexPlus account with 2 active direct debits. Use a referral link for the bonus. You can also refer up to 5 people and earn £50 each.
Conditions (3)
- Via referral link
- 2 active direct debits
- Full CASS switch
NatWest
Switch to a Select or Reward account. Pay in £1,250 within 60 days and log into the app. Bonus: open a Digital Regular Saver at 7% AER on up to £5,000 for 12 months.
Conditions (3)
- £1,250 pay-in within 60 days
- Log into mobile app
- Full CASS switch
Unlock All Offer Categories
Bank switches are just the beginning. Join the Free Money Club to access free shares, referral bonuses, government schemes, and more.
🤝 Referral Bonuses
Earn cash by switching services and trying new apps
Octopus Energy
Switch your energy to Octopus Energy using a referral link and you both get £50 credit. One of the best-rated energy suppliers in the UK.
Conditions (2)
- Switch energy supply
- Both referrer and referee get £50
Revolut
Sign up to Revolut using a referral link, verify your identity, and make a qualifying transaction. Receive between £20-50 depending on current promotion.
Conditions (3)
- Use referral link
- Verify identity
- Complete qualifying transaction
Chase UK
Open a Chase current account using a referral link. Earn £20 bonus plus 1% cashback on spending for 12 months and 3.5% AER on savings.
Conditions (3)
- Use referral link
- Open current account
- 1% cashback included
🏛️ Government Schemes
Free money from the UK government — seriously
Help to Save
Save between £1-50 per month and the government gives you a 50% bonus after 2 years and again after 4 years. Maximum bonus of £1,200 over 4 years. Available if you're on Universal Credit or Working Tax Credit.
Conditions (3)
- On Universal Credit or Working Tax Credit
- Save £1-50/month
- 50% bonus paid at 2 and 4 years
Lifetime ISA
Save up to £4,000 per year and receive a 25% government bonus (up to £1,000/year). Can be used for your first home or retirement at 60. Must be 18-39 to open.
Conditions (4)
- Age 18-39 to open
- Save up to £4,000/year
- 25% penalty for non-qualifying withdrawals
- For first home or retirement
Marriage Allowance
Transfer £1,260 of your Personal Allowance to your spouse or civil partner if you earn less than £12,570 and they're a basic rate taxpayer. Saves up to £252/year. Can backdate 4 years for up to £1,256.
Conditions (3)
- Married or civil partnership
- One partner earns under £12,570
- Other partner is basic rate taxpayer
📋 Market Research & Surveys
Get paid for your opinions
Prolific
Participate in academic research studies and surveys. Pays significantly more than other survey sites (typically £6-12/hour). Studies from top universities worldwide.
Conditions (3)
- Complete profile for better matching
- Payment via PayPal or bank transfer
- Minimum cashout £5
Testable Minds
Take part in psychology and cognitive science experiments. Quick studies that typically take 5-15 minutes. Academic research from universities.
Conditions (3)
- Complete profile
- Payment via PayPal
- Minimum cashout varies